Take Ben Stein's Advice on Money

I've been hearing complaints about our economy and the possibility of a recession.
"Health insurance is too expensive." (Wahhh, get rid of your cable or cell phone.)
"Social Security isn't going to be there for me!" (Wahh, go to the bank, open an ira, deposit even 2% of your paycheck. It will add up.)
I'm tired of middle-class whiners. Quit having kids you can't afford and living lifestyles you can't afford. Don't get a mortgage with the first 5 years as interest-only. You're not building equity! Why not rent for cheaper since you're throwing your money away anyway. Save up for those 5 years and maybe you'll have a down payment. The government isn't to blame for people's financial mistakes. And I shouldn't have to spend a dime of my tax money on someone else's irresponsibility.
ANYWAY, read Ben Stein's humorous investment advice which was the original point of this post.
http://finance.yahoo.com/expert/article/yourlife/66827